103 N. Water ST. P.O. Box 8
Weston, OR 97886 USA

Tel: +(541) 566-2376

 

Rates

Share/Savings Accounts

IRA Accounts


IRA Share Account 0.34% Div. Rate 0.34% APY *

Share Accounts


Share Account – 0.11% Div. Rate 0.11% APY *
    $5  Minimum

Loan Accounts

Line of Credit Loans 9.5% APR

Unsecured Loans (Signature)


Signature Loans 9.99% APR to 16.0% Term not to exceed 36 month

Share-Secured Loans


Share Secured Loans 3.0% APR over rate earned on shares Term not to exceed 60 months

Vehicle Loans


Auto/Motorcycle    2006-2016 2.99% APR to 18.00% APR Max term 72 months  *++
Auto/Motorcycle   2006-2016 3.24% APR  to 12.25% APR  Max term 84 months *++
Auto/Motorcycle  1995-2005 4.99% APR to 18.00%  Max Term 72 Months *++

Recreational Vehicle Loans


Boats                                            1998-2016 4.99% to 18% APR 180 months
Travel Trailers                              1998-2016 4.99% to 18.0% APR 180 months
Off Road                                       2008-2016

Motorcycles, Jet Skies,

Snowmobiles

5.99% to 18.00% APR 72 Months
Motorhomes                                1998-2016 4.99% to 18.00% APR 180 Months
  All collateral loans include .25% discount for auto-pay at the time the loan is originated at a branch.
 * Rates subject to change without notice.
 IMPORTANT: Competitive rates will be determined by credit evaluation. All terms are contingent on year of vehicle and amount financed.
* Rate varies based on credit profile, collateral and other factors. MSRP – Kelly or NADA retail plus sales tax, license and warranty. Contact credit union lending for specific rate information and length of term.
 ** call or email the credit union for rates and additional information

** Auto/Motorcycle gas vehicles over 150,000 miles not eligible for financing. Auto Diesel vehicles over 200,000 not eligible for financing. Terms based on amount financed and mileage are subject to change without notice.

Example: *72 to 84 month terms are available on vehicles that have a purchase price of $15,000.+. No loan shall exceed $100,000.00 Ask a representative for specific requirements for listed rate, terms, conditions and service contract options.

 


Fees & Disclosures

Deposit Account Fees


Share Account Excessive Use Fee $3.50 per withdrawal, after three per month

Loan Account Fees


Loan Application Fee $15.00
Line of Credit Application Fee $25.00

Miscellaneous Fees


Deposit Item Return Fee $29.00 per item
Inactive Account Fee $ 5.00 per year, after 2 years
Returned Item Fee $29.00 per item
Stop Payment Fee $29.00 per request
Membership Share $ 5.00 par value
Membership Fee $ 1.00

Wire Fee                                                                                                                                                                 $10.00 per item